My name is Gayani. I am from the village of Pathana from Sandungama. I am a member of the Janashakthi Bank Association. We had our daughter’s ceremony for attaining age. My husband and I planned the function and we agreed that we would not serve alcohol or cigarettes. Manager of the Janashakthi Bank Miss Chandralatha had educated us on the excessive costs of alcohol at ceremonies and the tendency for people to engage in fights. When we sent the initial invitation out to my husband’s friends, they inquired about serving alcohol. We treated the crowed with a feast! We thought that the crowd will be less because we did not serve alcohol. We were wrong! A large crowd attended the function. I obtained a loan of Rs 50,000 from the Janashakthi Bank as an aid for the function. I also obtained groceries of Rs 25,000 from a nearby shop as a loan. I finished paying all dues very soon. I managed to save some money in my daughter’s bank account as well. I am very happy now as do not owe anything.